Match the payment.Statement lines arrive. Where exactly one receipt and one bank line fit, the pair matches itself and is ticked Auto-matched. Undo takes a match back in one press, and any other line waits for you.
Load a statement file
Upload the complete CSV export from your bank as a statement file. Where Settledge recognises your bank's column headings, the lines go straight in. For any other CSV it shows the first rows, you confirm which column is the date and which holds the amount, and it remembers that for the account. A file loaded twice adds nothing, and an expenses spreadsheet imports too.
Earlier in the quarter: just after a statement file is loaded
Business current accountBanking, quarter to 30 September 2026
1 bank line to match
All 35
To match 1
To classify 1
Needs confirming 0
Calderbeck Freight plc26 September 2026
+£5,145.00
Wrenfold & Ash26 September 2026
−£360.00
Kettleby Supplies24 September 2026
No category yet−£23.99
Load the same statement file again and nothing new is added.
Demo company, demo figures
Suggested matches you confirm
For each bank line Settledge suggests expenses with the same amount, dated within 5 days either side, and says why. Opening the screen records nothing; a suggestion becomes a match when you press Match. The app never edits an imported line, and the match is kept as its own record.
Wrenfold & AshBank line, 26 September 2026
−£360.00
Receipt from Wrenfold & AshSame amount, 2 days apart
Match£360.00
The bank line itself is never changed. The match is kept as its own record.
Demo company, demo figures
Bank fees need no receipt
Categories such as bank charges are marked as needing no receipt, so a fee is not chased for one. You can switch that off, and you can mark a category of your own the same way.
CategoriesWhich ones expect a receipt
Bank chargesA fee is not chased for a receipt
No receipt needed
Office supplies & postageA bank line here waits for its receipt
Receipt expected
Demo company, demo figures
What it does not do
Not included
It does not connect to your bank: bank lines arrive when you load a statement file. A bank line that is a penny out from an expense is not suggested, and a bank line with two possible expenses is left for you to choose.
